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Pending without Option

Once past the Option Period, your focus moves to the mortgage process.
Expect to hear "That's all we need" - then be asked for something else minutes later. It seems every document or verification leads to the underwriter needing  something else.  Know it's coming and laugh about how crazy it can be, because there is no way around it.  I'd love to simplify the mortgage process!  But they are loaning large sums of money, with Federal oversight, mixed rules and regulations...
They need to dot even i and cross every t.  And document how they did it.  In triplicate.
​While this is taking place, you'll hear from Michelle or myself a few times.  Mostly, it will be you and your mortgage team communicating until we get close to the closing celebration.
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John
Stapleton
512-219-Sold
Broker
Owner
Founder
Focus Realty™

Texas Information About Brokerage Services and ​Texas Real Estate Commission Consumer Protection Notice
  • home
  • This Week's New Listing
  • 25612 Fawn
  • 1616 Shady Creek
  • Reviews
  • Austin Realty Blog
  • Full Move
  • Come Sell Our House
  • New Clients Please Watch
  • Help Us Buy a Home
  • Buy before Selling
  • This Month's Nature Photo
  • SOLD on Cerro Ct
  • Another sale on Old Mill
  • SOLD on Glass Mountain
  • Sold in Neelys Canyon
  • Sold on Camino Real
  • SOLD on Clover Ridge
  • SOLD another on Old Mill
  • SOLD on Camino Real
  • Sold on Winecup
  • Steps in Selling a Home
  • Steps in Buying a Home
  • Another Sold on Old Mill
  • Sold in Spicewood / Balcones
  • Sold on Los Robles
  • Sold in Mason Ranch
  • Sold in Summerlyn
  • Oak Knoll 2.6 Acres
  • 12200 Montana Springs
  • Sold in Forest Oaks
  • Sold on Legend Hills
  • SOLD on Paint Brush Trail
  • SOLD on Cedarcliffe
  • SOLD on Pomegranate Pass
  • SOLD Lime Creek Land
  • Call Back Schedule
  • Recently Bought & Sold
  • Texas Real Estate Commission Information About Brokerage Services
  • Real Estate Marketing Photos
  • Travel Blog
  • Cabinet Painting
  • Milburn Park
  • Lakeline Metro Rail
  • Hill Country
  • Selling Process Overview
  • Contract Class
  • Big Bend Adventure
  • Lake Cedar Park
  • Search
  • Make Ready Consultation
  • Safety During Showings
  • Vendor Recommendations
  • Working By Referral
  • Mortgage Pre-Approval Process
  • Live MLS Search
  • Cancel Insurance
  • Make an Offer
  • Mulitple Offers
  • Counter Offers and Negotiation
  • Contract on a Home!
  • 80
  • Negotiate Concessions
  • Pending Without Option